Understanding Temporary Insurance: What You Need to Know

Nov 05, 2024By The A2 Insurance Centre Ltd

TA

What is Temporary Insurance?

Temporary insurance is a short-term coverage option. It provides protection for a limited period. This can range from one day to several months. People often use it when they need insurance for a specific event or situation.

Unlike standard policies, temporary insurance is flexible. You can choose the duration that fits your needs. This makes it ideal for various scenarios where long-term coverage is not necessary.

temporary insurance

When Might You Need Temporary Insurance?

Many people use temporary insurance when traveling. It covers you for the duration of your trip. This can include cover for things like: Borrowing a vehicle, drive away cover, to even getting an impounded vehicle released. This ensures you are covered without having to adjust your primary policy.

car insurance
Reasons for Temporary Cover with GoShorty

Look at some of the examples above for needing temporary insurance:-

Benefits of Temporary Insurance

Temporary insurance offers several benefits. Here are a few:

  • Flexibility: Choose the coverage period that suits you, anywhere form an hour to 28 days
  • Cost-Effective: Pay only for the time you need, while also being able to extend this when needed.
  • Quick and Easy: Policies can be issued almost immediately, without having fork over all your documents and sign loads of documents.

These benefits make temporary insurance a practical choice for many situations. It provides peace of mind without the commitment of a long-term policy or having it affect your primary policy.

How to Get Temporary Insurance

Getting temporary insurance is simple. Follow these steps:

  1. Identify your needs and the duration of coverage.
  2. Contact an insurance broker or provider, we use GoShorty as they have access to multiple insurers and schemes to best meet your specific needs on short term insurance(s).
  3. Choose a policy that fits your needs, purchase the policy and get covered immediately.
Happy family of four in a park

Conclusion

Temporary insurance is a valuable option for short-term needs. Whether you are traveling, borrowing a car, or need temporary coverage for another reason, it offers flexibility and peace of mind. Always assess your situation and consult with an insurance broker to find the best solution for your needs.

GoShorty are a highly rated and reviewed company, who are proud to maintain a 4.8 rating on Trustpilot based on over 7,000 reviews, as well as a 4.9 rating on Google reviews. Goshorty are also we're thrilled to announce that they've been awarded with the Insurance Times Awards Personal Lines Broker of the Year for 2023!

If you think you need temporary insurance, then try GoShorty Here for competitive rates for Car insurance, Van insurance, learner driver insurance or impound release vehicle insurance!