Products, Pricing & Cover

For just £28.00 per year, you can benefit from up to £100,000 Limit of Indemnity with our Motor Legal Expenses Insurance.

This cover is focused on delivering a first-class service and includes a 24/7 accident reporting line. Our dedicated claims handlers work with you to ensure claims are managed as efficiently and effectively as possible, providing the most appropriate solutions for your individual circumstances.

The policy is designed to help recover uninsured losses arising from a non-fault accident, including:

Replacement vehicle costs
Policy excess
Loss of earnings
Loss of use
Personal injury compensation (including small claims)
Vehicle repair costs
Out-of-pocket expenses
Damage to personal effects
Please note: Full details of the cover can be found at the bottom of the “Extra Products We Offer” page within our PDF gallery.

Starting from ONLY £79.00 per year for Personal Use Vehicles and £99.00 per year for Commercial Use Vehicles.

Our Full UK Breakdown Cover is designed to provide complete peace of mind on every journey — no matter how big or small. The comprehensive package includes Home Start, National Recovery, and European Motoring Assistance, all combined so you can focus on the important parts of your trip.

You can also utilise the RAC App by scanning the QR code and signing in using your surname, postcode, and vehicle registration.

Cover includes:

Roadside Assistance
At Home (Home Start)
Recovery
Onward Travel
Misfuel Rescue
European Motoring Assistance
Please note: Full cover information can be found at the bottom of the “Extra Products We Offer” page within our PDF gallery.

Starting from £93.00 per year, you can be covered for up to 28 days of hire.

Whether you have been involved in an accident or your vehicle has been stolen, the situation can be stressful enough without the added inconvenience of being off the road while your vehicle is repaired or replaced. Guaranteed Hire Vehicle Insurance ensures you remain mobile when you need it most.

A replacement vehicle will be provided if your vehicle is:

Stolen
Rendered undrivable following a road traffic accident
Damaged by fire
Subject to theft
Subject to attempted theft
Damaged by theft of parts or malicious damage
Cover applies while repairs are being completed or until you receive settlement based on the pre-accident valuation.

The replacement vehicle is normally provided within 48 hours of the incident being reported and includes free collection and delivery, helping to minimise disruption for you.

Please note: Full cover details can be found at the bottom of the “Extra Products We Offer” page within our PDF gallery.

Pricing from £296.00 per year for Dual Cover

This policy combines Legal Expenses Cover and Loss of Rent Protection, providing comprehensive support for landlords.

Legal Expenses Cover – Terms:
Tenant Eviction and Rent Arrears Pursuit – Up to £50,000 of legal costs
Tenant Dilapidations Pursuit – Up to £50,000 of legal costs
Property Infringement – Up to £50,000 of legal costs
Property Damage – Up to £50,000 of legal costs
Legal Defence – Up to £50,000 of legal costs
Attendance Expenses – Paid at a daily rate for each whole day taken off work to attend court, or 50% of the daily rate for each additional half day (where these costs are not recoverable from the court)
24-Hour Legal Advice Helpline
Loss of Rent Cover – Terms:
Mediation Adviser Costs – Up to £330
Eviction Adviser Costs – Up to £1,250
Rent Protection Benefit – Up to 6 months’ benefit, or until vacant possession is obtained, to a maximum of £1,500 per month
Benefit is paid at 1/30th of the monthly benefit for each continuous day that rent remains in arrears
Please note: Full cover details can be found at the bottom of the “Extra Products We Offer” page within our PDF gallery.

For just £35.00 per year, you can benefit from up to £50,000 Limit of Indemnity for legal fees and assistance in exercising your legal rights.

Family Legal Expenses Insurance provides immediate support and peace of mind when faced with the daunting prospect of a legal dispute. The policy is designed to offer financial protection and access to specialist expert advice, helping you both protect and pursue your legal rights when needed.

The cover focuses on many of the most common areas where legal advice or assistance may be required, including workplace issues, consumer disputes, home-related matters, tax enquiries, and personal injury claims.

Cover includes:

Legal Helpline
Legal Costs & Expenses
Clinical Negligence Cover
Employment Disputes & Personal Injury Claims
Home Rights (including boundary disputes)
Home Sale/Purchase Contract Disputes
Tax Protection
Jury Service Cover
Consumer Disputes
Criminal Prosecution Defence
Education Appeals
Probate Disputes
Identity Theft
Social Media Defamation
Travel Disputes
Debt Advice
Please note: Full cover details can be found at the bottom of the “Extra Products We Offer” page within our PDF gallery.